Dealing with the Other Driver’s Insurance Company: Describing the Accident

Following a car accident in which you claim the other driver is at fault, you will be contacted by that individual’s automobile insurance company. The insurer will want to obtain a statement from you. You must keep in mind that you are under no legal obligation to make any type of statement to the other driver’s insurance company. Indeed, before you even consider making such a statement, you should first meet with a qualified car accident lawyer, like those on the experienced legal team at Harding & Associates, P.C.

One element associated with an insurance company statement is having you describe the circumstances surrounding the accident itself. While this may seem a very simple request on the surface, and information that you easily can provide, this is not usually the case.

If you elect to make a statement to the other driver’s insurance company, you must remember a few specific facts:

• The other driver’s insurance company will do everything possible to protect that individual’s interests.

• The other driver’s insurer will do everything imaginable to pay little or nothing on your valid claim.

• The other driver’s insurance carrier will not be above tricking you into stating things you do not mean during the course of interviewing you about the accident.

The illicit tactics and shenanigans oftentimes associated with an insurance company’s involvement in the settlement of claims many times is nowhere more pronounced than in an insurer’s efforts to get your statement regarding the circumstances of the accident itself. For example, the representative will do virtually anything possible to get you to agree to “things” that do not comport with the reality of the facts surrounding the car accident and which are statements against your own very real interests.
An important factor to bear in mind is that insurance companies can and do use any statement you make regarding the circumstances of the accident against you both during the claim settlement process as well as in a court of law should the case be litigated. This reality, as unfair and inappropriate as it is, underscores the fact that you best protect your rights and interests by engaging the services of skilled, experienced and no-nonsense personal injury lawyers. The tenacious team Harding & Associates stands ready and able to meet your legal needs when it comes to this type of situation.
We are happy to schedule a no-cost initial consultation with you at your convenience to discuss your case and to begin developing a strategy for you. Our legal team can be reached at 800-878-7888 or 303-762-9500.